Paytm: Secure UPI Payments

Send money instantly with UPI, India's most trusted digital payment app. Paytm -UPI, Money Transfer, Recharge, Bill Payment is built for 50+ crore Indians who demand security, privacy, and innovation in every transaction.

Paytm pioneered mobile payments and QR codes in India, and continues to lead with features designed around real user needs. Unlike other UPI apps, Paytm puts privacy first—hide transactions from your statement, use a personalised UPI ID instead of your phone number, and scan QR codes without sharing your contact details. Every payment is secured by top Indian banks and protected with your personal UPI PIN.

Experience innovations you won't find anywhere else. Download UPI statements in Excel or PDF for accounting and tax filing. Track your spending with detailed category-wise analytics and month-on-month insights. View your total bank balance across all linked accounts instantly. Receive money notifications with Paytm's iconic coin sound right on your home screen. Auto top-up your UPI Lite balance so you never run out of funds, and move money between your own accounts with a single tap. PIN-less UPI Lite payments up to ₹4,000 per day work even when banks are down—perfect for emergencies.

Pay your way with multiple options: standard UPI for any amount, UPI Lite for quick everyday purchases, or link your RuPay credit card to earn rewards at shops and online. Enable UPI AutoPay for recurring bills, subscriptions, SIPs, and rent payments—all with downloadable receipts and automatic reminders.

Recharge mobile prepaid and postpaid plans with Jio, Airtel, VI, MTNL, and BSNL. Pay electricity, water, gas, broadband, insurance, and utility bills in seconds. Book trains through our IRCTC partnership, compare and book flights, or reserve bus tickets with major operators. Pay rent directly via UPI and earn rewards every month.

Merchants across India accept Paytm card machines—scan QR codes or swipe credit and debit cards securely with real-time confirmation. Need quick cash? Get instant loans from ₹50,000 to ₹25 lakh with flexible tenures and competitive rates. Check your credit score free and unlock instant personal loans.

Paytm UPI now works internationally in UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, and Nepal—send money and pay abroad instantly while travelling.

Join India's most secure payment ecosystem. Download Paytm -UPI, Money Transfer, Recharge, Bill Payment today and experience digital payments reimagined for your safety and convenience.